Provident Fund (PF) Registration in India: A Complete Guide

  • CA Meet Dhrangadhariya
  • February 18, 2025

Provident Fund (PF) Registration in India: A Complete Guide

The Employees’ Provident Fund (EPF) is a crucial social security scheme managed by the Employees’ Provident Fund Organisation (EPFO) in India. It ensures financial stability for employees post-retirement. If you are an employer, understanding PF registration is essential to comply with labor laws and offer benefits to your employees.

Who Needs to Register for PF?

PF registration is mandatory for:

✅ Companies with 20 or more employees

✅ Organizations covered under the EPF Act, 1952

✅ Voluntary registration for companies with less than 20 employees

Benefits of PF Registration

✔️ Retirement Savings – Employees and employers contribute to long-term savings

✔️ Tax Benefits – Contributions are eligible for deductions under Section 80C

✔️ Insurance Coverage – Linked to the Employee Deposit Linked Insurance (EDLI) Scheme

✔️ Pension Benefits – A portion of the employer’s contribution goes towards pension

Steps for PF Registration

1. Prepare Required Documents

📌 PAN card of the company

📌 Certificate of Incorporation (for Pvt Ltd, LLP, or OPC)

📌 Address proof (Utility bills, rental agreement)

📌 Aadhaar and PAN of the employer

📌 Canceled cheque of the business account

📌 Digital Signature of the employer

2. Register on the EPFO Portal

1️⃣ Go to the EPFO Unified Employer Portal https://unifiedportal-emp.epfindia.gov.in

2️⃣ Click on Establishment Registration

3️⃣ Read the User Manual and proceed to Sign Up

3. Submit the Employer’s Details

✔️ Enter Business Name, Type, Address, and Contact Details

✔️ Provide details of employees

✔️ Upload the required documents

4. Receive PF Registration Certificate

🔹 Once submitted, the EPFO will verify the details

🔹 On approval, you will receive a Universal Account Number (UAN) for employees

🔹 Your PF registration number will be generated

PF Contribution Rate

Contribution Employee Employer
PF Contribution 12% of Basic Salary 3.67% of Basic Salary
Pension Fund 8.33% (up to ₹15,000 salary)

How to Check PF Status?

Employees can check their PF balance using:

📲 UMANG App

📲 EPFO Website (via UAN)

📲 SMS Service (Type EPFOHO UAN and send to 7738299899)

Conclusion

PF registration is a legal requirement and a financial security net for employees. Employers must ensure timely registration and compliance to avoid penalties. If you haven’t registered yet, start the process today to safeguard your employees’ future!

Need help with PF Registration? Drop your queries in the comments! 👇

Disclaimer:

This article is for general informational purposes only and should not be considered professional advice. Please consult a qualified expert for advice tailored to your specific situation. The author and website owner are not liable for any errors or actions based on this content.

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  • CA Meet Dhrangadhariya
  • February 18, 2025

Provident Fund (PF) Registration in India: A Complete Guide

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